You might think, right off the bat, that home care is more affordable. But, to do a great job, you might find that you're spending nearly as much on home care as you would on assisted living. Read on to learn more.
The Costs Involved in Home Care
There are a number of costs involved in good home care. There are the cooking and cleaning. There is being on-call so that a loved one can get medical or personal help whenever they need it. There are the chores of planning meals and medical needs and then getting the correct supplies. Some elderly parents come to need help with getting in and out of the shower or getting dressed. Consider that a decent rate to pay a home care aide is $13-15 per hour, and these needs can easily add up to a full-time job.
Then, there are more expensive types of care. Skilled nurses and in-home rehab technicians charge a premium for their services when they have to make a house call because there is the work of setting up and taking down medical equipment and cables. Skilled nurses and other professionals will charge rates over a hundred dollars per hour, and with a few visits per week, those costs can add up. So, costs of home care can easily exceed a few thousand dollars per month.
If you find an assisted living facility in the range of $2,000 to $5,000 per month, consider that that includes not only housing but also some help with the above tasks. There are perhaps doctors on site who can keep a close eye on your loved one. Meals may be provided in some facilities. When all is said and done, this package deal often breaks down to be pretty affordable when compared with home care. Although you can skimp on home care and just have an aide come once or twice a week, that parent is not going to be as happy or healthy as one that is in an assisted living facility, where they can get help throughout the day.
Added Benefits of Assisted Living
There are some added social and psychological benefits to being part of a community of other seniors and care professionals. Loneliness is an epidemic, as they say, and being alone puts a senior at significant risk of cognitive decline. Whether assisted living is more affordable or not, this is simply a benefit that seniors can't often get at home.
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